Surprises Making the most of surprises is a great reason to work with us. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Dog Bites Neighbor. Now What? Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian? What is a Deductible? Do you know what a Deductible is? What is Underwriting? Do you know what Underwriting is?